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TMS Treatment Cost: Let’s Break It Down

Two women talking TMS treatment cost

What is TMS Treatment and How Much Does It Cost?

TMS treatment, or Transcranial Magnetic Stimulation, is a way to help people who have depression and other mental health problems. Many people want to know about TMS treatment cost. How much does TMS cost? Let’s explore this together.

What is TMS Treatment?

TMS treatment uses magnetic fields to stimulate nerve cells in the brain. It is used when other treatments, like medicine and therapy, do not work. TMS is non-invasive, which means it does not require surgery or putting anything inside your body. This make it a safe option for many people.

During a TMS session, you sit in a chair and a device with a magnetic coil is placed on your head. This coil sends magnetic pulses to certain parts of your brain. These pulses help to activate the nerve cells that control your mood, which can help reduce symptoms of depression.

A typical TMS session lasts about 30 to 60 minutes. You will be awake and alert during the treatment. Unlike some other treatments, TMS does not require anesthesia or any kind of sedation. After the session, you can go back to your normal activities right away.

How Much Does TMS Cost?

The cost of TMS treatment can vary. Many things affect the price, such as where you live, the clinic you choose, and how many sessions you need. On average, the cost of TMS treatment is between $200 and $400 per session. Most people need about 20 to 30 sessions to see the best results. So, the total cost of TMS treatment can range from $4,000 to $12,000.

Factors That Affect The Cost

  1. Location: The cost of living in your area can affect how much TMS treatment costs. In cities where everything is more expensive, the cost of TMS might be higher too. For example, a TMS session in New York City might cost more than the same session in a smaller town.
  2. Clinic: Different clinics charge different prices. Some may offer special deals or payment plans. It’s a good idea to call a few clinics and ask about their prices. Some clinics might offer discounts if you pay for multiple sessions upfront.
  3. Number of Sessions: The more sessions you need, the more it will cost. Your doctor will decide how many sessions you need based on your condition. Some people might need fewer sessions, while others might need more to see the best results.

TMS Cost with Insurance

If you have health insurance, it may cover some or all of the cost of TMS treatment. This can make a big difference in how much you have to pay out of pocket. It’s important to check with your insurance provider to see if TMS therapy is covered. Sometimes, your insurance may require you to try other treatments first before they will pay for TMS. This is called “medical necessity.”

Different insurance plans have different rules about what they cover. Some plans might cover the full cost of TMS therapy, while others might cover only part of it. Make sure to ask your insurance company about your specific plan and what it covers.

How Much Does TMS Therapy Cost Without Insurance?

If you do not have insurance, TMS therapy can be more expensive. Without insurance, the total cost for a full course of TMS treatment can be between $4,000 and $12,000. Some clinics offer payment plans to help make the cost more manageable. You can talk to the clinic about your options and find a plan that works for you.

Some clinics also offer sliding scale fees based on your income. This means that the cost of treatment is adjusted based on how much money you make. This can make TMS therapy more affordable for people who do not have insurance or who cannot afford to pay the full price.

If you need help paying for TMS treatment, there are several options to consider. For example, you can use health savings accounts (HSAs) or flexible spending accounts (FSAs) to cover the cost. These are special accounts that let you save money for medical expenses tax-free. You can also look into grants or financial aid programs that may be available for people who need help paying for mental health treatments. Additionally, some people use CareCredit, a healthcare credit card, or ask for help from friends and family.

Other Ways to Pay for TMS Treatment

If you need help paying for TMS treatment, there are several options to consider. Here are some ways you can manage the cost:

  1. Health Savings Accounts (HSAs) and Flexible Spending Accounts (FSAs): HSAs and FSAs are special accounts that let you save money for medical expenses tax-free. You can use these funds to cover the cost of TMS treatment.
  2. CareCredit: CareCredit is a healthcare credit card that can be used to pay for medical treatments and procedures, including TMS therapy. It offers various financing options that can help you manage the cost over time.
  3. Private Pay: Some people choose to pay for TMS treatment out of pocket. This can be a good option if you prefer not to use insurance or if your insurance does not cover TMS therapy. Many clinics offer payment plans to help spread out the cost.
  4. Friends and Family: Don’t hesitate to ask for help from friends and family. Much of the time, your loved ones want to see you doing better and may be willing to support you financially. They can help you cover the cost of treatment or offer loans or gifts to make it more affordable.

Why TMS Treatment is Worth the Cost

Even though TMS treatment can be expensive, many people find it worth the cost. For people who have not found relief from other treatments, TMS can make a big difference in their lives. It can help reduce symptoms of depression, reduce suicidal thoughts, and improve overall quality of life. Many people who have tried TMS say it has helped them feel better and live happier lives.

What to Expect During TMS Treatment

If you decide to try TMS treatment, you might wonder what to expect. Here is a simple guide to what happens during a typical TMS session:

  1. Preparation: You will sit in a comfortable chair and wear a special cap. The doctor will place a magnetic coil on your head.
  2. Treatment: The coil sends magnetic pulses to your brain. You might hear clicking sounds and feel a tapping on your head. This part usually lasts about 30 to 60 minutes.
  3. Aftercare: After the session, you can go back to your normal activities. Some people might feel a little headache or discomfort, but this usually goes away quickly.

You will need to go to the clinic for multiple sessions, usually five days a week for several weeks. Your doctor will decide the best schedule for you.

Is TMS Treatment Safe?

TMS treatment is generally safe and well-tolerated. Most people do not have serious side effects. The most common side effects are mild and include headache, scalp discomfort, and tingling. Serious side effects are rare but can include seizures. Your doctor will talk to you about the risks and make sure TMS is safe for you before starting treatment.


Frequently Asked Questions

How much is one session of TMS?

The cost of one session of TMS treatment is typically between $200 and $400. This price can vary based on the location of the clinic, the specific clinic’s pricing, and other factors.

How much does TMS cost on average?

On average, the total cost of TMS treatment ranges from $4,000 to $12,000. This includes multiple sessions, as most people need 20 to 30 sessions to see the best results.

Why is TMS so expensive?

TMS treatment can be expensive for several reasons:

  1. Specialized Equipment: TMS requires advanced medical equipment that is costly to purchase and maintain.
  2. Professional Expertise: TMS treatments are administered by trained medical professionals who ensure the safety and effectiveness of the therapy.
  3. Multiple Sessions: The treatment involves numerous sessions, which adds to the total cost.
  4. Insurance Coverage: While some insurance plans cover TMS, not all do. This can increase the out-of-pocket expense for patients.

How many sessions of TMS do you need?

Most patients need between 20 and 30 sessions of TMS therapy to achieve the best results. These sessions are typically spread out over several weeks, with treatments usually occurring five days a week.

Is TMS worth the cost?

For many people, TMS treatment is worth the cost. It can provide relief for those who have not responded to other treatments for depression. Patients often report significant improvements in their symptoms and overall quality of life. The investment in TMS can lead to long-term benefits that outweigh the initial expense.

Does insurance cover TMS for depression?

Many insurance plans do cover TMS therapy for depression, but coverage can vary. It’s important to check with your insurance provider to understand your specific policy. Some insurance plans may require prior authorization or proof that other treatments have not been effective before covering TMS.

Interested in Learning More?

If you want to learn more about TMS treatment cost and see if it’s the right option for you, contact American TMS Clinics today. You might qualify for a free EEG and psychiatric evaluation to get started on your path to better mental health. Don’t wait—get the help you need now!

If you’re considering TMS therapy and want to know more about the cost, contact American TMS Clinics today. See if you qualify for a free EEG and psychiatric evaluation.


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