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Does Cigna Cover TMS Therapy? Everything You Need to Know

People discussing, does Cigna cover TMS Therapy?

What is TMS?

TMS Therapy, or Transcranial Magnetic Stimulation, is a treatment that uses magnetic waves to help the brain. It’s for people who have been feeling very sad, really worried, or have other similar issues. This therapy is like a gentle push to help your brain work better.

Does Cigna Cover TMS Therapy?

Yes, Cigna covers TMS therapy, but there are some rules. You need to be at least 18 years old and must have tried at least two different medicines for your depression without getting better. Also, you should have tried talking to a therapist. If this sounds like you, Cigna might help pay for TMS therapy.

How Does TMS Therapy Work?

For TMS therapy, you’ll sit in a chair and a device will be placed near your head. It feels like a bit of tapping but doesn’t hurt. You don’t need to be asleep for it and can do your normal things afterward. Usually, you go for treatment several times over a few weeks.

Why Try TMS Therapy?

If medicines and therapy haven’t worked for you, TMS might be a good option. It doesn’t have many side effects, with some people feeling a headache or a bit tired after treatment. It’s a safe choice that’s been approved by medical professionals.

More Good News About TMS and Cigna

Cigna also covers TMS for anxiety, OCD, and sometimes for migraines. If you’ve tried other treatments without success, talking to your doctor about TMS could be a good idea. Your doctor and Cigna will consider what’s best for you since everyone’s situation is unique.

Handling Your Verification of Benefits

Understanding your insurance coverage can be tricky, but you don’t have to figure it out alone. When you consider TMS therapy, we can handle the verification of benefits for you. We’ll talk to Cigna to confirm what your plan covers, helping to ensure there are no surprises when it comes to the cost of your treatment.

What to Do Next?

If TMS therapy seems like it could help, the next step is to chat with your doctor. They can help figure out if it’s right for you and will discuss coverage with Cigna. Remember, it’s important to ask for help, and there are always new options to explore for feeling better.


Cigna offers coverage for TMS therapy for many, but every health plan is different. It’s a smart move to talk to us, directly to Cigna, or your healthcare provider for all the specifics about what your plan includes. This way, you can make the best decisions for your health and wellbeing.

For more information on TMS therapy coverage, visit Cigna’s website.